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Here are some of the benefits of the life insurance plans we connect you with, and how we match you with competitive rates:
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Types of Life Insurance We Help You Compare
Term Life Insurance
Term life insurance provides coverage for a specified period — usually 10, 20, or 30 years. If the insured passes away during the term, a death benefit is paid to the beneficiaries. Because it covers a defined window rather than your whole life, term life is often the most affordable way to protect your family during the years they depend on your income most.
Whole Life Insurance
Whole life insurance is a type of permanent coverage designed to last your entire lifetime. It provides a guaranteed death benefit and builds cash value over time that you can borrow against. As long as premiums are paid, coverage stays in force — it does not expire after a set term.
Universal Life Insurance
Universal life insurance offers lifelong coverage with flexible premiums and a cash value component that earns interest. Within certain limits, you can adjust your premium payments and death benefit over time as your needs change.
Final Expense Insurance
Final expense insurance, also known as burial or funeral insurance, is designed to help cover end-of-life costs such as funeral services, medical bills, and other outstanding debts. These policies typically have smaller death benefits than traditional life insurance.
What Does a Life Insurance Policy Cover?
Life insurance, also known as guaranteed issue or final expense insurance, is meant to provide financial security for your loved ones when they need it most.
Funeral, Burial and/or Cremation
Funeral and burial costs can add up quickly. A life insurance policy can help your loved ones cover these expenses without financial strain.
Medical Bills
Medical, hospital, and long-term care costs can pile up quickly. Many guaranteed issue policies require no medical exam or health questions to get approved.
Mortgage Protection
Your policy can be used to help cover mortgage payments so your loved ones are not at risk of losing their home to foreclosure.
Debts
Your policy can be used to help pay off consumer debts such as credit cards, car loans, and other outstanding balances.
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Get Free Quotes from Trusted Life Insurance Carriers
Get a Quote NowWhen considering life insurance, it is essential to carefully review the terms, coverage options, and limitations of each policy. Comparing multiple insurance providers and speaking with a licensed agent can help you make informed decisions based on your specific needs.
Why choose guaranteed acceptance?
You want to protect and provide for your loved ones. We help connect you with guaranteed acceptance whole life insurance options that let you lock in a cash benefit regardless of your health — so your family has support during a difficult time.
Find a policy in three simple steps.
1. Request a quote.
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2. Select your coverage.
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3. Apply.
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